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Lucerne Valley Homes Part 3

Things To Do
Close-by Gamble in Laughlin Nevada

What Buyers Should Know





Part 1 - What Everyone Should Know
Part 2 - Required Disclosures
Part 3 - What Buyers Should Know
Part 4 - What Sellers Should Know
Click here to get the value of your Home
Can now check for Lucerne Valley homes For Sale over the Internet. By using Paula's web site, buyers can on-line check pricing o homes, neighborhoods and choice of homes using our FREE public access to the MLS (Multiple Listing Service).
In most transactions the buyer's Realtor® gets paid by the seller, so avoid using the seller's Realtor® and get a separate Realtor® who is fully dedicated, loyal and works hard to represent just the Lucerne Valley buyer. It makes good sense...
In buying Lucerne Valley homes is to get pre-approved by a mortgage lender. Pre-Approval saves time because the buyer and Realtor® can look for homes within the buyers price range. This applies to both exisiting homeowners and first time home buyers. Sellers also want to know up-front if the potential buyer is qualified.
Using Paula's web site, search the MLS for homes within your price range that appeals to you. You can search by city, zip code, price, bedrooms, bathrooms, sq ft and so on. Once you find some homes that you like, then call Paula. Be sure to get the MLS listing number.
Having the listing number, Paula can provide more details about each home. Visiting homes can take hours and can be very tiring. To simplify the process, we only want to visit 3-5 homes. So by eliminating homes that do not fit your lifestyle, we can focus on your new home. Paula's process makes home buying fun...
Most lenders require an appraisal (actual home value by a licensed appraiser) on any home your looking to buy. The appraisal is used to determine the value of the homes based on recent sales and other factors. Once an offer is accepted on a home, the appraisal needs to be ordered. The buyer pays for the appraisal. This is a important step because the appraisal value will be used by the lender to determine the loan amount, interest rate, payment, etc.
The Buyer should alway pay the appraiser directly and not through the lender. When the buyer pays the appraiser directly, the buyer owns the appraisal. If the appraiser fee is paid through the lender, then the lender own the appraisal and chances are the lender will not release the appraisal if the buyer decides to change lenders. The buyer pays either way, except the buyer can use the appraisal for more than one lender.

CLICK HERE Part 4 - What Sellers Should Know
  Our website gives you FREE access to the on-line MLS, which provides you with access to all property for sale in the surrounding area. If you find something you like, give Paula a call. Paula needs the Listing Number to give you more information. Paula wants to dedicate her time for you but is busy with clients, projects, property reviews & attending local community meetings. So, please make an appointment before visiting our office. Click for the Map to our Office Click California Highway Road Conditions
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